392 – Access to COVID Relief Funds for Dog Professionals
Access to COVID Relief Funds for Dog Professionals
D’Arcy Downs-Vollbracht, Concierge Legal Group, joins me to provide critical and timely information for members of our tribe impacted by the shutdown of events and travel and businesses due to the COVID global pandemic response. As a corporate attorney, she is in regular contact with businesses dealing with the situation on a large scale.
“I realized at some point … I wonder if my friends in the dog show world are having the same issues,” said Downs-Vollbracht, a Border Terrier fancier. “But maybe they don’t have a lawyer or they don’t have an aggressive financial planner to help get them through it. And maybe they don’t even know or think they’re eligible for it because some of them are not set up in some of the more traditional business entity structures. That’s how I got into (assisting dog folks in her free time) and I got very passionate about it pretty quickly.”
The unique niche comprised of professional handlers, superintendents, photographers, judges, groomers, trainers, boarding kennel operators, even veterinarians, has been drastically impacted by the nationwide shutdowns.
Downs-Vollbracht has already helped dozens of our Tribe with her advice and agreed to share her knowledge and experience with us.
“When dog shows come back, we need people to come back with them,” Downs-Vollbracht said. In order to help ensure that happens, she strongly encourages folks to make use of the resources that are available.
Her top recommendations, links and advice:
IRS Stimulus Funds
IRS Non Filer – to ensure $1200 stimulus payment. If you have less than $12,200 in reportable income you are not required to file. If you haven’t filed for last year and don’t plan on filing this year, use this to let the IRS know where to send your check. You can also link your bank account for a direct deposit if you need the money right away.
https://www.irs.gov/coronavirus/non-filers-enter-payment-info-here
IRS – Get My Payment Tool for people who filed taxes last year or this year and are trying to obtain their stimulus payment. Note- if you are currently on a payment plan with the IRS or owe back taxes you will still receive the stimulus payment. The stimulus will not be used to offset money owed to the IRS or to student loans. The exception to this are certain child support commitments, if you are a dependent, don’t have a valid social security number or other limited circumstances. If your income exceeds a certain threshold amount, you will receive a reduced payment or if your adjusted gross income is over a certain threshold. However, most Americans will receive the payment.
https://www.irs.gov/coronavirus/economic-impact-payments
SBA Links to Disaster Relief / PPP
https://www.sba.gov/funding-programs/loans/coronavirus-relief-options
Links to Lenders – Self Employed, Independent Contractor, Gig Workers, LLC, PLLC, Corporation/ S-Corp, etc..
*Remember, using a small local bank or a non-traditional lender like those listed below will often result in a quicker decision and faster funding.
Kabbage
https://www.kabbage.com/paycheck-protection-program-loans/
Bluevine
Lendio
Fundera
PayPal PPP
https://www.loanbuilder.com/ppp-loan-support
Pandemic Unemployment Assistance
Department of Labor State Office Lookup
https://www.dol.gov/coronavirus/unemployment-insurance#fact-sheets
Interactive Map to Find State PUA Resources
https://www.nar.realtor/political-advocacy/pandemic-unemployment-assistance-pua-by-state
Also, people should check for private funding. Most counties and states have local funds available. The chamber of commerce in many smaller communities is a good resource for smaller grants.
379 – How To’s for Dog People to Survive Lockdown
How To’s for Dog People to Survive Lockdown
Host Laura Reeves teams up with Dog Show Mentor’s Lee Whittier to talk about the financial, emotional and dog training tools that will help our Tribe survive and even thrive in the current global crisis.
“Dog people are tough,” Reeves said. “We are, generally speaking, I think, tougher than the average bear. And we are creative and we are smart and we will be OK. I think that is so important to get to that place.
“I saw something recently that this is like a grieving process, like what place in the grieving process are you … there’s anger and there’s sorrow and there’s frustrated, that whole process. I thought that’s actually really accurate in terms of how people are approaching this.
“A lot of the people that I talk to, they’re still at anger … anger is not a useful emotion. It’s an understandable one, but it doesn’t solve anything. The sooner we can get past that and focused on, ‘yes we’re sad but what are we going to do to be proactive,’ I think is going to be very, very important for a lot of people.
“There’s a lot of pride in our community. It goes with that toughness, that independence of spirit. People are proud and they’re not gonna ask for help, even maybe if they need it.
“So if you see your handler offering a training class or a grooming clinic or anything like that, or even if it’s not someone you use as a handler, maybe it’s just someone you know in the dog show and it’s close to you and you’re able to, please, if you’re able, support those people. They’re trying to earn their money.
“There are not go fund me accounts out here for these folks. These people have pride in the work that they do … they want to be paid to do good work. Whether that work is teaching, brushing your drop coated dog, maintaining your terrier in trim, whatever it is, they want to earn the money that they’re given. They really don’t like the thought of having to ask for help.”
“For people who do handling classes,” Whittier said. “People can set up their phone and share it and for the usual $10 … get help from their handling class instructor on what to do and maybe even get more than they might get in a regular class. So if you get eight minutes from your handling instructor from a video that you took, or maybe you’re live on FaceTime, say ‘OK I’m going to pay you on PayPal and then give him an extra if used to paying $10 for your handling class, give them an extra $5.”
Meanwhile, Pure Dog Talk is hosting a virtual dog show, Cyber Sweepstakes on our Facebook page, which closes Wednesday, 4/1 at noon.
“I said ‘OK, how do we help people in the community,’” Reeves said. “People are going to need help. This is just a bad space right now and people equally have a competitive urge and they have dogs in their home and they have lots of free time. So all of that ruminated in a stew in my brain and it turned into the cyber sweepstakes.
“You pay $5 on Eventbrite to enter your dog in one of 10 threads on the event on the Facebook page. It’s a one-minute video you do just like what a judge would see. The idea is pay your handler to get your dog bath trimmed videoed for one minute of headshot, teeth, profile, rear view, down and back and around. Pay your handler, pay your groomer to get your dog ready. So, this is part of money into the sport.
“Then, it’s a sweepstakes… we understand how sweepstakes works. Winners get money and more money into the community. I had thought of it as just a fundraiser and about that time Trupanion, who has been a huge supporter and sponsor of Pure Dog Talk, piped up and said ‘hey this is a really, really cool idea. We want to support it and we will match entries up to $10,000.’
“Hello! We get 1500 entries, they match that money, there’s $10,000 in a fund for our community to be developed for our people to be given to people in need. There is also $10,000 to be divvied up to the winners 1st through 4th in each of the groups plus miscellaneous. There’s money to junior showmanship. There is money to obedience … there’s lots of opportunities for lots of people. We’re not turning anybody down… If you want to support the effort and don’t have a dog to show, make an entry and your dog’s absent. The more people that participate, the more is available to go out into the community both in this fund and to the people who actually win the sweepstakes.”
Finally, it’s important to remember, Reeves noted:
“There are people who are escaping to dog shows, to work, to school… and this is a very, very scary time for those people. I think that we need to be aware, be thoughtful, be supportive, be helpful… do what we can do to support people who are in situations that are not good because this will exacerbate those. … if I’m going to be worried or scared about something, that’s the type of thing that scares me, that worries me.
“So think of your friends. Think of what you can do to help them. We need to remember people that need our help and our support. I just think that there’s a lot out there and a lot of it is hard stuff … it’s important to be positive and find positive, but it is also important, equally important, to have compassion and empathy and caring … those are really, really, really important things to bring into anything that is this terrifying.”
378 – Telemedicine for Pets Fills Need During Pandemic
Telemedicine for Pets Fills Need During Pandemic
Dr. Melissa Webster is a veterinarian at Tampa veterinary hospital and Highland pet hospital in Tampa FL. Webster shares invaluable information about telemedicine for our pets in the midst of the COVID-19 pandemic.
Shelter in place orders across the country have pet owners worried about their animals’ health and veterinarians worried about their practices. Telemedicine offers the opportunity to get help with our pets and a potential source of income for veterinarians trying to stay afloat during this crisis.
Webster works with an ap called Airvet. Pet owners pay $30 and are connected to a licensed veterinarian who can help them assess their dog’s situation.
“I can’t diagnose, treat or prescribe for your pet directly (if the dog isn’t a current patient of my brick and mortar clinic),” Webster said. “I can say ‘hey, there’s green gunk in your dog’s eye’… I can ask you historical questions, when did it occur and is she bothered by it, and we can look at it and look at her eye and decide is it something where you need to go to the vet right now, a sort of triage situation, or is it something that can be looked at tomorrow and kind of see how we can fit this into your life and help your dog.”
In some situations, like Webster’s specialty reproduction practice, telemedicine offers peace of mind for her clients that she can actually see the puppies, the dam, offer insights or suggestions without any risk of exposure for herself, her staff or her clients.
While this isn’t a solution to every situation, obviously surgery and physical intervention in a medical situation will require in person clinical visits, it is an invaluable tool in today’s upside down world.
“I think it’s a huge resource,” Webster said “and a way for us to support all the pet owners right away that’s financially a lot more attainable for the pet owners … I’m really excited to see more veterinarians coming on board that were kind of thinking ‘yeah I might do this in the future’ well here we are now … the neat things about the service that I’m a part of is that if your veterinarian isn’t available you will get a veterinarian.”
Learn more about Airvet here. Read the AVMA position statement on telemedicine here.